FHA Loans
FHA Loans
What Are FHA Loans?
Quick Qualification Check
FHA Loan Requirements
Credit Score
Debt Ratios
Down Payment
2026 FHA Loan Limits
Most Areas
High-Cost Areas
AK, HI, GU & USVI
FHA Loan Benefits
Frequently Asked Questions
Ready to Get Started?
LOAN PROGRAMS
Your Gateway to Homeownership
Achieve your dream with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, perfect for first-time buyers.
FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments and flexible credit requirements.
Get personalized FHA loan options with no impact to your credit score.
More flexible than conventional loans, making homeownership accessible to more people.
*Subject to AUS Approval
Down payment can come entirely from gift funds from family members.
Loan limits vary by area. Here are the current limits by property type.
See how FHA loans compare to conventional mortgages.
Common questions about FHA loans
Let us help you navigate the FHA loan process and find the perfect home financing solution.
E Mortgage Capital
Professional mortgage services in 30 states. NMLS #1298095
Quick Links
Contact
(503) 427-8469
Personal NMLS# 1298095
Company NMLS# 1416824
© Dave Jimenez. All rights reserved.
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